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Loans benefit provides and charges a standard rate of 10% per week on every loan processed. This rate can reduce depending on the amount of loan purchased respectively. For failure to pay the loan within the stipulated time period, loans benefit provides an advance of 2 extra weeks to allow the borrower pay back the loan and the bonus weeks aren't charged any interest.

However, if the client fails to pay back the loan within the advance weeks, the company possess full rights to sell off the security or collateral in place so as to recover its .